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The following are the most frequently asked questions at Vision InsureSafe. If you have a question that you need answering and the answer to it isn't here, register and ask our expert.


· How can I be prosecuted for not knowing about health and safety law?
Ignorance of the Law is not a defence, under Criminal Law.

· Can I force employees to wear personal protective equipment?
All employees have a duty to co-operate fully with employers to enable employers to comply with their legal duties for health and safety. If risk assessment identifies the need for employees to wear PPE then the employer has every right to enforce the wearing of it including disciplinary action if required.

· What is meant by competent?
Competency does not require a particular level of qualification, but may be defined as a combination of knowledge, skills, experience and personal qualities, including the ability to recognise the extent and limitation of one’s own competence.

· Do I need to report all incidents?
Not all incidents need to be reported. You need to report:

  • deaths
  • major injuries
  • accidents resulting in over 3 days off work
  • diseases
  • dangerous occurrences

· Can I charge employees for PPE?
Employers can not charge employees for anything provided under a legal requirement. This includes personal protective equipment.

· What is the maximum temperature permitted in the workplace?
The temperature in all internal workplaces during working hours should be reasonable. Legislation requires that a minimum temperature of 16ºc (or 13ºc where severe physical work is carried out) is acceptable. No maximum temperature is specified but where the temperature is uncomfortably high then all reasonable steps should be taken to achieve a reasonable temperature.

· Do I have to pay for eyesight tests for employees who use display screen equipment?
Employees can ask employers to provide and to pay for an eye and eyesight test. This is a test by an optometrist or doctor. There is also an entitlement to further tests at regular intervals; the optometrist doing the first test can recommend when the next test should be.

Employers only have to pay for spectacles if special ones (for example, prescribed for the distance at which the screen is viewed) are needed and normal ones cannot be used.

· How often do I need to undertake fire drills?
Fire drills should be undertaken as necessary and as identified by risk assessment. Usually fire drills are undertaken either every six months or annually.

· What is a substance hazardous to health under COSHH?
The Control of Substances Hazardous to Health apply to virtually all substances hazardous to health. For the vast majority of commercial substances the presence (or not) of a warning label will indicate whether COSHH is relevant. Hazardous substances can also be generated by processes undertaken e.g. welding.

· How often do I need to inspect any lifting equipment?
Lifting equipment used for lifting persons or an accessory used for lifting must be thoroughly examined, at least every 6 months. Other lifting equipment must be thoroughly examined at least every 12 months. In either case, lifting equipment must be thoroughly examined in accordance with an examination scheme; and each time that exceptional circumstances which are liable to jeopardise the safety of the lifting equipment have occurred.

If appropriate, lifting equipment should also be inspected by a competent person at suitable intervals between thorough examinations to ensure that health and safety conditions are maintained and that any deterioration can be detected and remedied in good time.

· Do I need to undertake PAT testing?
Although there is no specific legal requirement to undertake PAT testing, employers are required to ensure that electrical systems and electrical equipment are adequately maintained. Employers have to choose the most appropriate means of maintaining electrical systems and electrical equipment of which PAT testing is one.

· Isn’t my insurance designed to protect me if an employee has an accident?
Employers liability insurance is intended to cover civil claims made against employers by employees injured or made ill through work. However, HSE studies have shown that the uninsured costs of an accident outweigh those covered by insurance by up to thirtysix times. In many cases, an increase in claims will also result in an increase in future premiums. In addition, employers liability insurance does not cover fines imposed by criminal courts.

· What does ‘so far as reasonably practicable’ mean?
In simple terms ‘so far as reasonably practicable’ means that an employer does not have to take measures to avoid or reduce the risk if they are technically impossible or if the time, trouble or cost of the measures would be grossly disproportionate to the risk.

· Do I need to have a trained first-aider?
Employers must ensure an adequate availability of first aid personnel with approved qualifications. Such provision should ensure first aid cover during normal working hours and also during abnormal hours of work.

The number of first aiders required will depend on the circumstances of each workplace and should be identified through risk assessment and is not bound by any strict ratio. Where an assessment of first aid needs indicates that a first aider is unnecessary, the minimum requirement is for a sufficient number of persons to be appointed to take charge.

· How do I know if we have a noise problem?
This will depend on how loud the noise is and how long people are exposed to it.
As a simple guide you may have a problem if:

  • you have to shout to be clearly heard by someone 2 m away;
  • your, or your employees’, ears are still ringing after leaving the workplace;
  • people use equipment which causes loud explosive noises such as cartridge-operated tools or guns.

People who work in engineering workshops, sawmills, foundries, bottling plants, discos or textile mills, or who use noisy equipment and machinery on a farm, in forestry, or on a construction site, are just some of those who could be exposed to dangerous noise levels. If your job involves visiting these places you could also be at risk.

· Do I need to display any posters?
Yes, the health and safety law poster if you employ anyone. Alternatively, you can provide employees with individuals copies of the same information in booklet form.

· What is risk assessment?
Risk assessment is nothing more than a careful examination of what in your work could cause harm to people so that you can way up whether you have taken enough precautions or should do more to prevent harm.

· Why do I need to bother if we haven’t had an accident for years?
Every employer has a legal duty to ensure the health, safety and welfare of their employees at work. The fact that an organisation has not had an accident does not mean that they are safe or that they comply with the law. In many cases the difference between an accident and a near miss is luck rather than judgement.

· Do all businesses need a health and safety policy?
Every business employing more than 5 employees is required to have a written health and safety policy and bring it to the attention of employees. Those businesses employing less than 5 employees are also required to have a health and safety policy, but it does not have to be written down.

· What is the maximum load an employee can lift?
There is no maximum working weight limit set down in legislation because of the nature of individual circumstances. Employers are required to avoid the need for hazardous manual handling if reasonably practicable. If manual handling is unavoidable, then employers need to assess the risk of injury to employees and reduce the risk as far as reasonably practicable.

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